If you choose to communicate with us by email, you should be aware that the security of incoming Internet email is not secure. We strongly encourage you to use encrypted email when sending sensitive and/or confidential information. By sending sensitive or confidential email messages that are not encrypted, you accept the risks of such lack of security and possible lack of confidentiality. If you elect to communicate from your workplace computer, you also should be aware that your employer and its agents have access to email communications between you and us.
Imagine life without a paycheck.
You count on your paycheck to provide the things you need today and to achieve the dreams you have for tomorrow. But, what would happen if it were suddenly taken away because of an unexpected injury or illness?
Think about it.
- 75% of Americans live paycheck to paycheck.
- Unexpected illness and injury cause 350,000 personal bankruptcies each year.
- More than 70% of American households rely on two incomes to make ends meet.
Voluntary Disability Income insurance replaces part of your paycheck when you are disabled1 and unable to work. It can help you meet financial obligations when you don’t have a paycheck coming in.
What’s more, your disability insurance benefits are yours to use any way you want. Use them to help with:
- Rent or mortgage
- Credit card and automobile payments
- Child care and housekeeping
- Medical insurance copays and deductibles
Bottom line: Disability Income insurance helps protect your financial future by going to work when you can’t.
It’s that simple.
Why do you need it?
Take a moment now, to think about life as you know it. Then ask yourself this:
- If you get sick or hurt off the job, how would you manage life without a paycheck?
- How long could you go without a paycheck?
- Would you be able to pay your mortgage or rent?
- Could you afford the new expenses that come with disability?
How much do you need?
Trustmark’s disability insurance calculator was developed to help you estimate the amount of coverage that is best for your unique situation. Go to the Disability Calculator.
1 Definition may vary by state. See your policy or certificate for complete definition in your state.
2 Getting Paid in America survey, 2008
3 Council of Disability Awareness, 2009
4 LIMRA’s Life insurance consumer studies, 2010 Disability Insurance Awareness Month
Benefits may vary by state, may not be available, or may be named differently. Please refer to the policy/certificate for exact terms, conditions, exclusions, limitations and reductions.