Critical Illness Insurance
Life can change in an instant.
Facing a critical illness is difficult. There is so much to think about – from deciding between your treatment options to managing your family’s everyday needs to maintaining your financial and emotional stability.
- Heart attack
- Invasive cancer (excludes most skin cancer)
- Renal (kidney) failure
- Occupational HIV
- ALS (Lou Gehrig’s disease)
- Transplant of a major organ
- Paralysis of at least two limbs
- Carcinoma in situ (25% benefit)3
- Coronary artery by-pass surgery (25% benefit)3
Trustmark’s voluntary Critical Illness insurance helps provide immediate financial relief from the overwhelming expenses of a serious illness, such as a heart attack, stroke or cancer.1 It pays a lump-sum cash benefit when you are diagnosed2 with a covered illness to help ease your financial worries. In short, Trustmark Critical Illness insurance helps provide a financial cushion to help you manage your illness, your way.
It’s that simple.
Why do you need Critical Illness insurance?
Take a moment now, to think about life as you know it. Then ask yourself this: If you were diagnosed with a critical illness, how would you manage life during your recovery?
- Who will care for your children? And your home?
- What are your treatment options? Are there other doctors, specialists or hospitals outside your neighborhood available to you?
- If you were unable to work during your recovery, would you need additional funds?
1Please consult your policy/group certificate for specific covered conditions.
2As defined by policy/group certificate. Most states define eligibility as first diagnosis. First diagnosis means the first time a physician identifies a covered condition from its signs or symptoms. If you’ve been diagnosed with a covered condition prior to having coverage, you may not be eligible for a benefit.
3If the insured receives the benefit for coronary artery bypass surgery or benefit for coronary artery bypass surgery or carcinoma In situ, the remaining benefit will be available for another covered condition, or double benefit if included. Most skin cancer is excluded.
Benefits may vary by state, may not be available, or may be named differently. Please refer to the policy/certificate for exact terms, conditions, exclusions, limitations and reductions.