Voluntary Benefits

A solution for a growing need

Long-term care solutions

Preparing for long-term care – With the need for long-term care on the rise, Trustmark’s solutions can help you make sure you’re prepared.

More than twenty percent of people will have lifetime long-term care expenses that exceed $150,000.**

Trustmark bundles long-term care benefits with their life insurance policies to help families cover the costs of care that may be needed in your later years or due to injury and illness at any point throughout your life.

Part of your life insurance policy

Trustmark offers long-term care solutions as a part of the living benefits on our Universal Life insurance policies.
  • Universal Life – Allows you to advance a part of your death benefit for long-term care services
  • Universal LifeEvents – Offers level long-term care benefits for the duration of the policy

Options for care

Our long-term care benefits can be used any time throughout your life for care, including:
  • Home care
  • Assisted living
  • Adult day care
  • Nursing home care

A rising need

Today’s population is more in need of options for long-term care than ever before:
  • Annually, more than 8.5 million people receive support for the five main long-term care services**
  • A private room in a nursing home can cost $229 per day or $6,965 per month*
Ask your human resources representative to talk to their broker about Trustmark's voluntary benefits. Our insurance products are only offered through an employer and not sold directly to individuals.

* LongTermCare.gov. 2016.
** The State of Long-Term Care Insurance. NAIC & The Center for Insurance Policy and Research. 2016.